Occupational Accident Insurance is a type of contingent liability insurance that provides coverage for the owner-operator who may be leased onto a motor carrier. The coverage can be purchased by the owner-operator or the motor carrier, but acts as a safeguard for a fleet and independent contract should the owner-operator seek coverage under the motor carrier’s Worker’s Compensation policy.
Occupational Accident Coverage may provide coverage for accidental death & dismemberment, medical expenses, and disability in addition to other types of available coverages.
